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Our comprehensive lending solution provides more flexibility and stability. Tailored to your needs

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Folium.Choice Direct To Merchant Lending Options

One Application Simplified 

One application goes to over 40 lenders to find up to $200,000 in approvals! Decisions in seconds and funding as soon as the next business day. Competitive programs for the consumer to choose!

Most finance companies will offer up to around $12,000 to prime customers and $ 5,000 to customers with good credit.

But Not Folium.Choice. 

We Offer So Much More!

Ticket Financing Made Easy!

Consumer Applies

The consumer applies on one simple application form. A live chat agent helps answer questions!

Soft Credit Pull

A soft credit pull goes to over 40 consumer lenders.

All Approvals

All companies return approvals into one dashboard instantly.

Consumer Reviews

The consumer can review the best options, select and proceed!

Funds Received

You receive funds directly, and the consumer can then purchase what they want from "the business owner".

Loan Size

Loans can be in the low thousands up to over $200,000.

Every Vertical Market

This can support every vertical market, from surgeries, healthcare, and jewelry to roofing, furniture, and automotive… finding the right loan product for each customer.

01

Primary Lender

This is a paragraph area where you can include any information you’d like. It’s an opportunity to tell a story about the business or describe a special service or product it offers. You can use this space to share the company history or highlight a particular feature that sets it apart from competitors.

Let the writing speak for itself. Keep a consistent tone and voice throughout the website to stay true to the brand image and give visitors a taste of the company’s values and personality.

Change the text and add your own content, including any information that is relevant to share. Then customize the font, size and scale to make it your own. You can also drag and drop this text box anywhere on the page, or switch it out with another element.

02

Near Prime

This is a paragraph area where you can include any information you’d like. It’s an opportunity to tell a story about the business or describe a special service or product it offers. You can use this space to share the company history or highlight a particular feature that sets it apart from competitors.

Let the writing speak for itself. Keep a consistent tone and voice throughout the website to stay true to the brand image and give visitors a taste of the company’s values and personality.

Change the text and add your own content, including any information that is relevant to share. Then customize the font, size and scale to make it your own. You can also drag and drop this text box anywhere on the page, or switch it out with another element.

03

Sub Prime

This is a paragraph area where you can include any information you’d like. It’s an opportunity to tell a story about the business or describe a special service or product it offers. You can use this space to share the company history or highlight a particular feature that sets it apart from competitors.

Let the writing speak for itself. Keep a consistent tone and voice throughout the website to stay true to the brand image and give visitors a taste of the company’s values and personality.

Change the text and add your own content, including any information that is relevant to share. Then customize the font, size and scale to make it your own. You can also drag and drop this text box anywhere on the page, or switch it out with another element.

04

Choice Plus

This is a paragraph area where you can include any information you’d like. It’s an opportunity to tell a story about the business or describe a special service or product it offers. You can use this space to share the company history or highlight a particular feature that sets it apart from competitors.

Let the writing speak for itself. Keep a consistent tone and voice throughout the website to stay true to the brand image and give visitors a taste of the company’s values and personality.

Change the text and add your own content, including any information that is relevant to share. Then customize the font, size and scale to make it your own. You can also drag and drop this text box anywhere on the page, or switch it out with another element.

05

Algorithm Match and Waterfall

Algorithm Match

Waterfall

Tailored and customized to your needs

Let the writing speak for itself. Keep a consistent tone and voice throughout the website to stay true to the brand image and give visitors a taste of the company’s values and personality.

Change the text and add your own content, including any information that is relevant to share. Then customize the font, size and scale to make it your own. You can also drag and drop this text box anywhere on the page, or switch it out with another element.

Schedule A Program Review

We offer various options to cater to your specific needs. If you're seeking personalized guidance and support tailored to your market, click the button below to schedule a One-On-One program review for financing. Alternatively, if you're interested in exploring our comprehensive Out-Of-Box Solutions and how they can benefit you, click the button for a detailed breakdown walkthrough. The choice is yours – let's start this journey together and unlock the possibilities that lie ahead!

Prequalify Today

Prequalify today and get started on the path to enhanced success! Click the 'Prequalify Now' button below and fill out the easy application in the next window. You'll be on your way to financing in no time! Don't wait; take charge of your financing future and Prequalify today.

Contact Us

We'd love to hear from you! Our team at Folium.Choice is here, ready to provide you with personalized guidance and support on your unique financial journey. Click that Contact Us button today and let's embark on this exciting adventure together. Don't wait – reach out now and discover the difference we can make in helping you achieve your financial goals!

Explore More

Are you ready to delve deeper into the world of Folium.Choice? Get ready to unlock a wealth of knowledge, expertise, and personalized solutions tailored to your financial needs. Click that Explore More button now and embark on a transformative journey towards financial success. Discover the possibilities that await and empower yourself with the tools to achieve your dreams. Don't hesitate – click and let us guide you towards a brighter financial future today!

Move Forward Today

The Customer's Journey

Folium.Choice offers an easy and secure Consumer Loan Process that simplifies the loan experience. Our 4-step process makes it a snap to help your customers or patients securely get the financing they need – exactly when they need it.

WHY US

Every industry has its distinct marketing, technology, and financial requirements. Lenders, too, have their niches, offering enhanced value to customers and dealers in specific areas. Our mission is to offer expert consulting, guiding each business owner in addressing their specific demands effectively. Tailored solutions for your unique needs – that's our commitment.

In the world of lending, disparities abound. Just as your customers' credit profiles vary, so do lenders' preferences. Choice stands out with a holistic lending solution that offers unparalleled flexibility and reliability. We match loan applications precisely with our trusted balance sheet partners based on credit scorecards, preferred industries, and lending criteria. No more one-size-fits-all lending – choose Choice for tailored financing.

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