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Installing White Awning

Home Improvement and Home Services Financing

Say goodbye to turning away clients with the Folium.Choice Home Improvement Financing package!

Our comprehensive platform combines convenience, flexibility, and security. Customers can easily apply for financing through our user-friendly interface, and within moments, receive multiple offers from our network of reputable lenders. With terms and rates tailored to their unique circumstances, customers can confidently select the financing option that suits them best.

Don't let financial barriers limit your business potential. Embrace the power of affordable monthly payments through Folium.Choice and witness the transformative impact it has on your customer reach and revenue growth. Join the countless businesses that have successfully leveraged our financing solutions to provide accessible and flexible payment options to their valued customers.

By offering the option of monthly payments, you empower consumers to choose what they truly desire without compromising their budgets. Whether it's a luxurious vacation package, a high-end home renovation, or a sophisticated medical procedure, the affordability of monthly payments opens doors to possibilities that were previously out of reach.

Unlocking Access: Transforming Large Tickets into Affordable Monthly Payments

Are you ready to expand your customer base and capture a wider market for your services?


Offering more payment options to consumers leads to more sales and higher sales amounts


Three out of four consumers (77%) making a major purchase always seek financing


 Nearly half of the consumers that use financing say they would not have made the purchase if financing was not available


Seventy-percent (70%) of consumers that use financing say they search for businesses that offer financing before making contact with one

Helping You Close More Projects

At Folium.Choice, we specialize in helping businesses like yours tap into the immense potential of monthly payment solutions. Our innovative financing programs provide a seamless and hassle-free experience for both you and your customers, ensuring that financial constraints no longer hinder their ability to avail of your services.

Never lose a contract/customer again.

Schedule A Program Review

We offer various options to cater to your specific needs. If you're seeking personalized guidance and support tailored to your market, click the button below to schedule a One-On-One program review for financing. Alternatively, if you're interested in exploring our comprehensive Out-Of-Box Solutions and how they can benefit you, click the button for a detailed breakdown walkthrough. The choice is yours – let's start this journey together and unlock the possibilities that lie ahead!

Prequalify Today

Prequalify today and get started on the path to enhanced success! Click the 'Prequalify Now' button below and fill out the easy application in the next window. You'll be on your way to financing in no time! Don't wait; take charge of your financing future and Prequalify today.

Contact Us

We'd love to hear from you! Our team at Folium.Choice is here, ready to provide you with personalized guidance and support on your unique financial journey. Click that Contact Us button today and let's embark on this exciting adventure together. Don't wait – reach out now and discover the difference we can make in helping you achieve your financial goals!

Explore More

Are you ready to delve deeper into the world of Folium.Choice? Get ready to unlock a wealth of knowledge, expertise, and personalized solutions tailored to your financial needs. Click that Explore More button now and embark on a transformative journey towards financial success. Discover the possibilities that await and empower yourself with the tools to achieve your dreams. Don't hesitate – click and let us guide you towards a brighter financial future today!

Move Forward Today

Our Merchant Solutions

No Payment

No payment promotions available

500's FICO

Approvals into the 500's FICO score

Low Cost

Low contractor costs and no recourse of none payment from customer

No Credit

No credit Programs up to $12,000 available for HVAC and Water Heaters

Get Paid

Get Paid In Real Time (Before and During The Job)

One Application

One application straight to 35 lenders

Interest Rates

Rates start at 4.99% with amounts up to $100,000

Long Term Projects

Maximum terms up to 12 years (longer terms for certain projects)


No interest 6, 12, & 24-month promotions available with no retroactive interest charges

Soft Credit Pull

Checking Rates Won’t Affect Credit Score

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