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Retail Customer Financing

Are you missing out on sales opportunities due to consumers lacking the necessary funds or credit to complete the transaction? Are your current lending products priced too high for individuals with better credit?

With Folium.Choice, you can overcome these challenges. We provide financing solutions that cater to a wide range of credit profiles, ensuring that no potential customer is left behind. Our competitive rates and flexible terms make it easier for individuals with better credit to access affordable financing options. Don't let financial barriers stand in the way of closing deals—choose Folium.Choice for inclusive and accessible financing solutions.

Happy Costumer

Retail Customer Financing

Don't miss out on potential sales by limiting payment options for your customers. Offering multiple payment methods can make a significant difference in closing a sale versus turning a customer away.

In fact, by simply informing the community that your business provides flexible payment options, you can expect a notable increase in foot traffic and interest. Letting customers know that you are committed to their convenience and offering them the flexibility they need to make a purchase will set your business apart and attract more customers to your door.

Powered with Folium.Choice

But that's not all. Qualified businesses can now enjoy the advantage of offering 100 percent guaranteed customer financing to every single consumer who walks through their doors. No more turning away potential customers or worrying about payment defaults. With Folium.Choice, you can provide a seamless and worry-free financing experience for all your customers, boosting sales and customer satisfaction.

your business can unlock the power of a multi-lender customer financing platform that offers a Buy Now, Pay Later solution to all consumers, regardless of their credit history.

Credit Line

Up to $17,000 of credit


Terms Up To 36 Months

Same As Cash

12 Months same As Cash Available

Low Rates

Rates Lower Then Most Credit Cards


Funds Deposited Directly Into Your Bank Account

100% Approval Of Your Customers Regardless of Credit Status 

Folium.Choice Retail Business Partners and their customers can realize the following benefits.

(all in one easy to use portal)

Overcome and More

Overcome the biggest objection to purchasing—price—with a convenient Buy Now, Pay Later solution that is just as affordable as using a credit card. With our all-in-one platform, you can offer your customers a seamless and user-friendly experience, eliminating any barriers to making a purchase. By providing a flexible payment option that rivals the convenience of credit cards, you can increase customer satisfaction and boost sales for your business. Say goodbye to pricing objections and embrace a hassle-free payment solution that benefits both your customers and your bottom line.

Schedule A Program Review

We offer various options to cater to your specific needs. If you're seeking personalized guidance and support tailored to your market, click the button below to schedule a One-On-One program review for financing. Alternatively, if you're interested in exploring our comprehensive Out-Of-Box Solutions and how they can benefit you, click the button for a detailed breakdown walkthrough. The choice is yours – let's start this journey together and unlock the possibilities that lie ahead!

Prequalify Today

Prequalify today and get started on the path to enhanced success! Click the 'Prequalify Now' button below and fill out the easy application in the next window. You'll be on your way to financing in no time! Don't wait; take charge of your financing future and Prequalify today.

Contact Us

We'd love to hear from you! Our team at Folium.Choice is here, ready to provide you with personalized guidance and support on your unique financial journey. Click that Contact Us button today and let's embark on this exciting adventure together. Don't wait – reach out now and discover the difference we can make in helping you achieve your financial goals!

Explore More

Are you ready to delve deeper into the world of Folium.Choice? Get ready to unlock a wealth of knowledge, expertise, and personalized solutions tailored to your financial needs. Click that Explore More button now and embark on a transformative journey towards financial success. Discover the possibilities that await and empower yourself with the tools to achieve your dreams. Don't hesitate – click and let us guide you towards a brighter financial future today!

Move Forward Today

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